Debt advice
Debt is a problem which affects a great many people today. Some are able to manage this debt, for others is has spiralled out of control or is threatening to do so.

It can be difficult to balance income and expenditure, often resulting in debt.

For those who tend in a get into financial muddle, we will assist, working out a financial statement (budget) with them, so that they can know what funds they have available.

We cannot, however, guarantee our clients will decide to live on the amounts to which they have agreed! However there are a number of our clients, past and present, who have a financial statement and use it as their 'guideline' for spending.

If you would like to calculate your own budget, then we have an online budget sheet for you to gauge for yourself whether you are living within your means or outside of them.

Benefits advice
A large proportion of the population are in receipt of some form of government benefit. Retirement pension and child benefit are claimed by all and many folk need the assistance of benefits like Income Support, Job Seekers Allowance or Incapacity Benefit at sometime in their life.

The benefit system is complex and considerable skill is required to obtain the maximum benefits allowable. We assist clients who are often under considerable pressure and worry to apply for benefits - we have software and documentation that assist us in making predictions of entitlements and guide claimants through the minefield that is the benefit system.

General advice
We seek to offer general advice to all who ask for it.
If we can assist or advise we will. In cases where specialist knowledge is required that we do not have, we 'sign post' (i.e. direct you) to other services providers. There is also a links page on this site with other places where you may be able to get the help you require.